The closest Falcon FEX alternative is LeadSwitch Media, which also prints Final Expense transfer prices. Callmart lists four retail call campaigns, including Final Expense: Live Transfers at $80, with no minimum spend. AllCalls and PolicyTek suit agents who want refundable unused balances, Live Transfer Experts and Lead Heroes sell quoted transfers, and Elevarus runs managed verified-call campaigns.
Why do agents look for Falcon FEX alternatives?
The usual reasons to compare Falcon FEX alternatives are its buying rules, not its prices. Falcon FEX, a subsidiary of Leadstorm Marketing, sells Final Expense live transfers and inbound calls through prepaid credit packages, plus a flat weekly inbound program called Velocity sold one week at a time. Orders start at 20 credits, and most transfer tiers require at least five licensed states, with the two cheapest also needing two of Texas, Florida and California. Packages are non-refundable unless you lose your license, Falcon FEX goes out of business or a checkout billing error is verified; Velocity weeks are refunded only for billing errors or Falcon FEX ceasing operations. Its two cheapest tiers come from cold outbound prospecting through an offshore pre-qualification team, and its refund policy says it is not responsible for credits used if you do not pause during off-hours. Agents licensed in fewer states, those who want unused money back and those who also sell Medicare have reason to look elsewhere.
How does Falcon FEX price transfers and calls?
Falcon FEX publishes every tier with its price, buffer and source, which is more than most Final Expense vendors show. A call dropped inside the buffer is free only when the drop matches one of its acceptable reasons, such as not interested, no active bank account, listed health knockouts or a nursing home resident. Any other drop stays billable, even a quick hang-up, and giving any price or quote makes the call billable.
- 2 Min transfer: $30, 2 minute buffer, cold outbound source.
- Bronze transfer: $35, 3 minute buffer, with $1 to $3 off per transfer at 30, 40 and 50 or more credits.
- Silver transfer: $45, 2 minute buffer, fresh web form submissions.
- Gold transfer: $75 (shown against a struck $90), 60 second buffer, paid-traffic shoppers with written consent; listed on the homepage only.
- Spanish Connect transfer: $59, 2 minute buffer, at least three licensed states.
- Inbound calls (multi-agent order form): $55 per call, 90 second buffer, 20 per agent, paid in full up front.
- Velocity: $1,999 per agent per week for direct Final Expense and general life inbound calls with no screening and no per-call charge; one week per purchase, no auto-renew, six service days.
Transfers run from 10 a.m. to 8 p.m. EST with a short break at 2:30, and every tier can be paused and unpaused at any time.
What are the Falcon FEX alternatives at a glance?
| Option | Sells | Lowest published price | Billable mark | Minimum to start | Unused balance |
|---|---|---|---|---|---|
| Falcon FEX (for reference) | Final Expense transfers, inbound calls, flat weekly program | $30 per transfer | 60 seconds to 3 minutes | 20 credits | Non-refundable except loss of license, Falcon FEX closing or billing errors |
| LeadSwitch Media | Final Expense inbound, transfer and TV calls; Medicare inbound | $25 per Final Expense inbound call (Raw rung); $45 per transfer | 90 seconds (Final Expense), 30 seconds (Medicare) | Card top-ups from $500 | Unspent cash refunded on written request when you close the account; bonus credit forfeited |
| Callmart | Four campaigns, including Final Expense: Live Transfers at $80 for 120 seconds | $25 per call (retail) | 10 to 120 seconds, by tier | No minimum spend | Refunds of unspent balance handled case by case |
| AllCalls | Medicare, life and Final Expense inbound calls | $24 per Medicare raw call, per its FAQ | 25 or 80 seconds by line, 5 seconds on raw, per its FAQ | $50 deposit | Refundable if requested within three months, excluding credits |
| PolicyTek | CRM with inbound calls and a flat weekly calls program | Per-call prices not published; weekly program $2,500 | 90 seconds | $100 wallet balance plus an active subscription (CRM plans from $179 a month) | Refundable to the original payment method |
| Live Transfer Experts | Final Expense live transfers | Not published | Configurable; not published | Payment in advance | All sales final two hours after payment |
| Lead Heroes | Final Expense and Medicare Supplement transfers, leads, appointments | Transfer price not published | Not published | At least three agents available for transfers | Not stated on its transfer page |
| Elevarus | Verified Final Expense and Medicare calls and leads | Not published | Not published | Scoped on a strategy call | Policy describes non-refundable monthly retainers |
Which Falcon FEX alternative fits your situation?
LeadSwitch Media
LeadSwitch Media is the nearest like-for-like option because it also prints Final Expense transfer prices and sells from a prepaid balance. Transfers cost $45 Standard or $60 Premium, billable at 90 seconds of connected talk time, and Final Expense TV calls cost $55. Its Final Expense inbound calls are listed at $70 Premium, $50 Standard or $25 Raw on its product page, and its live price list, which the product pages call the final word, shows a single $55 inbound rate without naming a product. Unlike Falcon FEX, it also sells Medicare inbound calls, at $35 with a 30 second billable mark, and it charges no subscription, platform fee or monthly minimum.
- Best for: Final Expense agents who also want Medicare calls from the same balance.
- Tradeoffs: calls are sold weekdays from 9 a.m. to 3 p.m. Central, and changes to states, hours or caps go through a new insertion order. See LeadSwitch Media alternatives.
Callmart
Callmart fits agents who want Final Expense calls at several buffers without buying credit packages. Its retail list includes Final Expense: Digital calls at $30 for 10 seconds, $40 for 30 seconds, $50 for 60 seconds, $60 for 90 seconds, Final Expense: TV (CTV) calls at $55 for 10 seconds, $65 for 30 seconds, $75 for 60 seconds, and Final Expense: Live Transfers at $80 for 120 seconds of connected time, as of November 2, 2026; agencies and bulk buyers can apply for lower wholesale rates. You fund a prepaid wallet by card with no subscription, no minimum spend and no minimum term, and you choose which states each line accepts. If a billed call was not valid, you can request a credit from your call history for review.
- Best for: agents who want to choose a buffer per campaign and buy without a minimum order.
- Tradeoffs: calls are not exclusive, no call volume is promised, and refunds of unspent wallet balance are reviewed case by case rather than automatic. Read Callmart vs Falcon FEX.
AllCalls
AllCalls addresses the refund question directly: its terms say unused deposits, excluding credits, are refundable if you ask within three months of the deposit. It is a prepaid inbound marketplace for Medicare, life and Final Expense with a $50 minimum deposit and a 3% processing fee on each deposit. A call is billable once its connected duration reaches the qualifying timer for that call type, which, like the rate, is shown in the app when you accept the call. Disputes are due within 5 business days.
- Best for: agents who want a low deposit and a defined refund window.
- Tradeoffs: few prices on its public site (its FAQ lists Medicare at $32 with a 25 second buffer and $24 raw), and pricing or timers can change immediately for fraud, quality, supply or regulatory reasons. See Callmart vs AllCalls.
PolicyTek
PolicyTek is the closest match to Velocity's flat weekly pricing. It is a life insurance CRM with a built-in call marketplace, and its weekly calls program costs $2,500, prepaid from the wallet, with no per-call charge that week. It says agents average 45 to 60 valid calls a week, counted past a 90 second buffer, and does not promise a number. You also need an active PolicyTek subscription, which its billing FAQ describes as either a CRM plan ($179 a month for agents or $279 for agencies) or a lead-buying plan, and at least $100 in the wallet to buy calls. Unused wallet balances can be refunded to the original payment method.
- Best for: agents who want CRM, softphone and calls in one subscription plus a flat weekly option.
- Tradeoffs: the monthly plan is extra and generally non-refundable, standard per-call prices are not published, and the weekly program routes Monday to Friday business hours with limited Saturday.
Live Transfer Experts
Live Transfer Experts is a Final Expense transfer agency for solo agents, agencies and call centers. It says each transfer goes to one agent and that it never resells, recycles or shares calls, and you control volume, states, hours, buffer time and delivery method. Pricing is by request, based on volume, targeting and qualification criteria, and all payments are made in advance. Its terms are strict: all sales are final two hours after payment, and calls you drop without a valid technical or compliance reason are billed even inside the buffer.
- Best for: Final Expense desks that want exclusive transfers on a negotiated buffer.
- Tradeoffs: no published price or buffer length, and credits are issued at its discretion after review.
Lead Heroes
Lead Heroes sells Final Expense and Medicare Supplement live transfers alongside telemarketed leads and pre-set appointments. Transfers run in two four-hour blocks, 10 a.m. to 2 p.m. or 2 p.m. to 6 p.m. local time, and need at least three agents available; smaller teams get the lead by instant email instead. Its transfer price is not published on its site as of November 2, 2026, though it says a transferred lead who did not ask to be transferred is replaced.
- Best for: agencies of three or more agents that also sell Medicare Supplement.
- Tradeoffs: not built for solo agents, and no published transfer price. See Lead Heroes alternatives.
Elevarus
Elevarus is a performance marketing agency that runs verified Final Expense and Medicare call and lead campaigns for agencies, FMOs and call centers. You set the age band, licensed states, daily volume and filters, and choose exclusive delivery or semi-exclusive delivery shared across a small, capped set of buyers at a lower cost. Calls route to your floor in real time after OTP verification and bot filtering. It quotes on a strategy call rather than publishing a flat rate.
- Best for: agencies that want a campaign built and run for them.
- Tradeoffs: no published rates or billable duration, and its fulfillment policy describes non-refundable monthly retainers with 30 days' notice to cancel, without saying whether that covers per-call buys. See Callmart vs Elevarus.
Who should stay with Falcon FEX?
Stay with Falcon FEX if you are licensed in enough states to meet its tier rules and want the lowest printed transfer price on this page: $30 for a 2 Min transfer, or $35 for Bronze before volume discounts. It also suits high-volume closers who would rather pay a flat $1,999 a week for Velocity than pay per call, agents who want several buffer lengths and sources to test against each other, and agencies that want broker and sub-agent access, the ability to listen to agent calls and per-transfer notes in one dashboard. If you manage your pause switch carefully and buy only what you will use, its non-refundable credits matter less.
Who should pick an alternative, and how do you choose?
Pick an alternative if you hold fewer licensed states than Falcon's tiers require, want unused money back, also sell Medicare, or want low-priced transfers that do not come from cold outbound prospecting. Then work through these steps.
- 01Count your licensed statesIf you hold fewer than five, the 2 Min, Bronze and Silver tiers are out of reach, and without two of Texas, Florida and California the 2 Min and Bronze tiers are too. LeadSwitch sets accepted states in your insertion order, and Callmart lets you choose the states each line accepts. The state licensing guide helps you plan.
- 02Decide how much refund risk you acceptAllCalls and PolicyTek publish refund terms for unused balances, while Falcon FEX and Live Transfer Experts largely do not refund once you buy.
- 03Compare at the same bufferA $30 transfer with a 2 minute buffer and a $60 Callmart call with a 90 second buffer bill different things. Line up price and billable mark side by side; the call buffer guide explains why longer buffers cost more.
- 04Ask where transfers come fromOutbound prospecting, web forms and paid traffic produce different callers. Falcon FEX labels its tiers by source; ask every other vendor the same question.
- 05Run a small testBuy the smallest amount each vendor allows, track policies per dollar, and use the Final Expense live transfer companies guide to widen the list.
Common questions
01Are Falcon FEX credits refundable?
Its refund policy says credit packages are non-refundable, and unused credits are refunded only if you lose your license, Falcon FEX goes out of business or a checkout billing error is verified; Velocity weeks are refunded only for billing errors or Falcon FEX ceasing operations. It may give account credits, not cash, for technical delivery failures, duplicates routed within 30 days, and verified disconnected or wrong numbers.
02Is there a flat weekly alternative to Falcon Velocity?
PolicyTek runs a weekly calls program at $2,500 per week, prepaid from its wallet, with valid calls counted past a 90 second buffer. You also need an active PolicyTek subscription; its CRM plans start at $179 a month. Falcon Velocity costs $1,999 per agent per week and, per its refund policy, does not promise a number of calls.
03What is a buffer on a Final Expense live transfer?
A buffer is the connected time a call must reach before you pay for it. Falcon FEX uses 60 seconds to 3 minutes depending on tier, LeadSwitch bills at 90 seconds, and Callmart offers buffers from 10 to 120 seconds depending on campaign, with longer buffers costing more per call. The call buffer explainer covers the math.